DGLS·Files
Honolulu · Veteran-Owned · Est. for the Repair
DGLS Files — credit and funding specialists
Fix your credit. Fund your future.
Mission A CROA-compliant credit-repair & funding firm built on a single deliverable: a measurable score in ninety days, then the capital to use it.
The Record

Numbers that
open doors.

5,000+
Derogatories Removed
98.7%
Success Rate
100–120
Avg. Score Lift (90 days)
$1M+
Client Funding Secured
The Method

A three-chapter
method.

01 — Audit

We run the audit.

Bureau-by-bureau forensic pull. Every derogatory mark cross-referenced against CROA, FCRA, FDCPA, and Metro 2 standards. We don't dispute everything — we dispute the wrong things.

02 — Strategy

We work the strategy.

Targeted disputes, debt validation, and credit-builder placements timed to the bureau cycle. Our 98.7% success rate isn't volume — it's sequencing.

03 — Result

We deliver the result.

An average client gains 100–120 points in ninety days. Then we hand you to our funding desk and the score becomes leverage — auto, business, real estate, or capital.

Funding

The score is the
means, not the end.

A clean report is a tool. We help you use it — placing clients into business credit, real estate, and growth capital the moment your credit is ready.

Once your credit clears, we walk you straight into the funding conversation. Our network of relationship-based lenders has placed more than $1M in capital for DGLS clients across personal credit lines, business start-up funding, real estate down-payment assistance, and auto refinancing.

No predatory partners. No outcome guarantees. Just the next step a finished credit profile is supposed to unlock.

Funding Services →

Get Started

Let's see what's
on your report.

Free credit audit. No commitment. We pull, we read, we tell you what we'd actually do.

Most firms quote you before they read your report. We read it first. You get an honest assessment — what's removable, what isn't, what the realistic 90-day picture looks like, and what it would cost.

If we can't help you, we'll say so and refer you to someone who can.

Request Your Free Audit →

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